Coastal Program Coverages

Coverage Highlights

  • Our Program Carriers are "A" Rated
  •  
  • Building and Personal Property
  • Replacement Cost
  • 110% Margin Clause
  • Included
  • Building Ordinance or Law Coverage A
  • Included
  • Building Ordinance or Law Coverage B and C
  • 10% per Building Subject to $2,500,000 Max per Occurrence
  • General Liability Limits
  • $1,000,000/$2,000,000
  • Non-Owned and Hired Auto Liability
  • $1,000,000
  • Excess Liability Options
  • $5M, $10M, $15M
  • Boiler and Machinery
  • Included
  • Terrorism
  • Included
  • Flood and Earthquake
  • Included
  • Real Property includes fences, carports, signs, storage & pools
  • Included

    Attractive Deductibles

  • All Risk of Direct Physical Damage
  • $10,000 Per Location
  • Windstorm & Hail
  •   $25,000 Per Location
  • Named Storms
  • 3% ($25,000 Minimum) Per Location Per Occurrence of TIV Subject to a $100,000 Per Occurrence Minimum
      OR  
      5% ($25,000 Minimum) Per Location Per Occurrence of TIV Subject to a $100,000 Per Occurrence Minimum
  • Flood & Earthquake
  • 3% ($100,000 Minimum) Per Location of TIV
  • Flood from Named Storm
  • 3% ($100,000 Minimum) Per Location of TIV
  • Equipment Breakdown
  •   $10,000 Per Location
  • Terrorism
  • $10,000 Per Location
  • General Liability
  •   $0