Non-Coastal Program Coverages

Coverage Highlights

  • Our Program Carriers are "A" Rated
  •  
  • Building and Personal Property
  • Replacement Cost
  • 110% Margin Clause permits loss payments to exceed blanket scheduled limits for each location
  • Included
  • Building Ordinance or Law Coverage A
  • Included
  • Extended Period of Indemnity for Loss of Rents
  • 365 Days
  • Demolition and Increased Cost of Construction
  • Included
  • General Liability Limits
  • $1,000,000/$2,000,000
  • Non-Owned and Hired Auto Liability
  • $1,000,000
  • Excess Liability Options
  • $5M, $10M, $15M
  • Boiler and Machinery
  • Included
  • Real Property includes fences, carports, signs, storage & pools
  • Included

    Attractive Deductibles

  • All Risk of Direct Physical Damage
  • $10,000 Per Location
  • Windstorm & Hail
  •   $10,000 Per Location
      2% of TIV ($100,000 minimum) in Orange County, TX
  • Equipment Breakdown
  •   $10,000 Per Location
  • Terrorism
  • $10,000 Per Location
  • General Liability
  •   $0