Every day, our people and network of AIC Authorized Agents deliver apartment owners and managers insurance through innovative products and services. By counting on us to meet their specialized insurance needs, our clients are able to pursue a secure course toward their goals. AIC has supplemental offerings for apartment owners and managers who have an ancillary commercial office or retail component to their property schedule.

Coverage Highlights

Habitational Property

Our Program Carriers are “A” Rated

Building and Personal Property: Replacement Cost

Building Ordinance or Law Coverage A: Included

Building Ordinance or Law Coverage B & C: $10,000,000 combined

Extended Period of Indemnity for Loss of Rents: 180—365 Days

Demolition and Increased Cost of Construction

Boiler and Machinery: Included

Terrorism: Included

Real property includes fences, carports, signs, storage & pools: Included

No Coinsurance

Attractive Deductibles

All Risk of Direct Physical Damage: As low as $25,000 per location

Windstorm & Hail: Non-Convective States: As low as $25,000 per location

Windstorm & Hail: Convective States: As low as 2% of TIV (subject to defined minimums)

Equipment Breakdown: $10,000 per location

Terrorism: $10,000 per location